Personal Finance

Putting you in the driving seat

When you're looking to purchase a new or used motor vehicle that will be driven predominantly for personal, domestic or household use, a Toyota Financial Services Personal Vehicle Loan is a fast and flexible way to get into the car you want - today!

Features and Benefits:

• The security of a fixed interest rate for the term of the loan
• A choice of loan terms ranging from 1 - 5 years
• Financing for vehicles up to 7 years old
• Finance for both Toyota and non-Toyota vehicles
• A choice of flexible payment options
• The ability to make extra repayments, reducing the total interest payable
• The option of a balloon payment at the end of the loan - subject to capacity guidelines.

Business Finance

Vehicle ownership with payment flexibility

The Term Purchase finance option is suitable for businesses who want the security of vehicle ownership after the final payment is made.

Features and Benefits:

• A fixed interest rate for the term of the loan
• A choice of contract terms ranging from 1 - 5 years
• A balloon payment option - subject to capacity guidelines
• The ability for GST registered customers to claim part or full Income Tax Credit (ITC) for any GST on the purchase of the vehicle for use in your business
• The potential to offset depreciation, interest charges and vehicle running costs against assessable income where the vehicle is used in your business.

Lease Finance

Driving your capital further

Finance Leases are a popular solution for businesses because they enable you to secure the vehicle of your choice today without a deposit, allowing you to retain your capital for other purposes.

Features and Benefits:

• An attractive and affordable means of driving a new car every few years
• A choice of lease terms ranging from 1 - 5 years
• Fixed payments for the term of the lease
• No fixed kilometre limits

At the end of your lease period there are a number of options available to you. For example, you may be able to extend the lease for a further agreed term, trade the vehicle in on a new vehicle or make an offer to purchase the vehicle from us.

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