Motor Vehicle Insurance

Northpoint Toyota provides a wide range of flexible personal and business insurance solutions in conjunction with the Toyota Group of Companies.

We operate Australia-wide to protect you and your vehicle. At Northpoint Toyota, we understand that your vehicle is a critical part of your life, so we can offer you reliable and affordable protection in case the unexpected happens.

Please browse the information below and get in touch with us to find out more.


Motor Vehicle Insurance

We understand that your vehicle is a critical part of your life, so we offer reliable  and affordable  protection in case the unexpected happens. You can choose to insure your vehicle for its agreed value or market value, whichever you prefer.

Toyota Insurance Comprehensive Motor Vehicle policy includes cover for accidental loss, damage and liability for property damage, providing peace of mind with convenient and hassle free protection in case the unexpected happens.

Motor Vehicle Insurance may be purchased at any time. You can switch and enjoy the features and benefits offered by Toyota Insurance and even carry over your no claims bonus protection from a previous insurer.

For your convenience, you can choose to pay in any of the following ways:

  • Monthly instalments

  • Annually

  • You can include your cover in the total amount being financed with Toyota Finance.

Toyota Insurance Overview


 

ENQUIRE ABOUT MOTOR VEHICLE INSURANCE


Factory Approved Warranty Insurance^

As a Toyota vehicle owner you can protect yourself once your Northpoint Toyota warranty and Toyota new vehicle warranty ends.

So long as your Toyota vehicle is still within its original 36 month warranty and has travelled less than 90,000km, you are eligible to enjoy the benefits that a Toyota Insurance Factory Approved Extended Warranty has to offer.

The Toyota Insurance Factory Approved Extended Warranty policy provides cover for the repair or replacement of any Toyota component defective in materials or workmanship under normal operation and use. A Quality Repair Guarantee is provided on all authorised repairs for the period of the policy.

Factory Approved Extended Warranty Insurance also includes additional benefits such as towing, accommodation and hire car expenses and Toyota Insurance excess reimbursement, with a choice of 1, 2 and 3 year coverage options, capped at 100,000kms or 150,000kms.

This product is designed to protect you if you purchase a new Toyota vehicle, or already own a Toyota still within the new vehicle warranty. If you have a used or non-Toyota vehicle we have other warranty options designed specifically for these needs.

Extended Warranty Insurance - non Toyota vehicles

Even if your vehicle is not a Toyota you can still extend your manufacturer's new vehicle warranty for up to 3 years with our Extended Warranty Insurance^ policy. The Toyota Insurance Extended Warranty policy can be purchased on vehicles up to 3 years old which have travelled less than 90,000kms.

Download the full Extended Warranty Insurance PDS.

ENQUIRE ABOUT EXTENDED WARRANTY INSURANCE


Finance Insurance

Outlined below are the two types of finance-related insurance we offer.

Finance Gap Insurance

If your new vehicle becomes a total loss, there may be a 'gap' between the amount your comprehensive insurer pays you and the outstanding balance on your vehicle finance contract. You may also incur extra costs associated with the purchase of your replacement vehicle. In these circumstances, Finance Gap Insurance helps to protect you from significant financial loss and personal inconvenience.

Depending on the option chosen, Finance Gap Insurance provides up to $30,000 for the 'gap' between the amount your comprehensive insurer pays you and the amount owed to your financier. It also provides
up to $4,000 for extra costs and up to $750 for the payment of finance establishment fees when your replacement vehicle is financed with Toyota Finance.^

With a simple one-off premium, Finance Gap Insurance covers you for the duration of your finance contract.

You have a choice of 4 cover options:

  • Option 1: Up to $30,000 'gap' and up to $4,000 additional expenses

  • Option 2: Up to $15,000 'gap' and up to $4,000 additional expenses

  • Option 3: Up to $10,000 'gap' and up to $2,000 additional expenses

  • Option 4: Up to $10,000 'gap' and up to $1,000 additional expenses


Finance Protection Insurance^

If you're off work for a length of time due to illness or accidental injury, or following involuntary redundancy, our Finance Protection Insurance policy is designed to help. It assists you in meeting your finance contract repayments up to the maximum cover amount you've chosen1.

Depending upon your circumstances, Finance Protection Insurance can help you to1:

  • Make your vehicle repayments
     
  • Reduce your financial burden
     
  • Keep your vehicle; or
     
  • Return your vehicle to exit your loan

If your claim is accepted, you can choose to terminate your finance contract and hand back your vehicle. We will pay any outstanding payment amount less the vehicle net sale price, less any arrears due on your finance contract subject to the remaining maximum cover amount you choose. 

Life's other unexpected events

Additional benefit options also let you hand back the vehicle if:

  • You're self-employed and are declared bankrupt
     
  • You have to quit work to care for a family member, or on the recommendation from a medical practitioner
     
  • You need to relocate to a posting overseas for more than one year

Organising Finance Protection Insurance?

A simple one-off payment can be included in the total amount being financed with Toyota Finance.

To find out more, download the Finance Protection Insurance Product Disclosure Statement (PDS).

ENQUIRE ABOUT FINANCE INSURANCE


Roadside Assist

Help that's just a call away.  Rest assured that should your vehicle be immobilised by a roadside breakdown or accident, help is never more than a phone call away.

Toyota Extra Care Roadside Assist will be there for you 24 hours a day, 7 days a week, every day of the year, giving you complete peace of mind.

Some of the benefits include:

  • unlimited call outs;

  • jump-starting and battery replacement;

  • changing flat tyres;

  • help with lost or locked-in keys;

  • unlimited towing to a Toyota Dealer or authorised repairer;

  • medical and legal advice;

  • expert technical advice and diagnosis over the phone;

  • transferability to the new owner if you sell your car privately.

There are two levels of cover available, providing one of the most professional, reliable and technologically advanced assistance networks in Australia.

You can choose between a 'Basic' plan that provides all the standard roadside services, or the 'Plus' plan, which provides additional benefits such as accommodation for up to 2 nights, and a rental car for up to 5 days, should you break down more than 100 km from home for longer than 24 hours.

Download the Toyota Extra Care Roadside Assist Terms & Conditions 

ENQUIRE ABOUT ROADSIDE ASSIST


Terms & Conditions

^ Terms and conditions apply. This advice is general in nature and does not take into account your objectives, financial situation or needs. Before making a decision to purchase any of the insurance products you should consider the appropriateness of the advice taking into account your own objectives, financial situation and needs and refer to the current PDS for the relevant product available from participating Dealers, via our website at toyotainsurance.com.au or by calling 137 200. Toyota Insurance purchased in a dealership or via the Toyota Insurance National Customer Solutions Centre is issued by Toyota Finance Australia Limited (TFAL) ABN 48 002 435 181, AFSL and Australian Credit Licence 392536. The insurer is Aioi Nissay Dowa Insurance Company Australia Pty Ltd ABN 11 132 524 282, AFSL 443540 (Adica). If Toyota Insurance is purchased online, the issuer and insurer is Adica.

Our warranty insurance policies do not change or take away your rights under the Australian Consumer Law. Your right to claim under our warranty insurance policies for the benefits covered is in addition to other rights and remedies you have under the law in relation to your vehicle. However, you can choose to make a claim under any of our warranty insurance policies even if you have rights under the law..
Download the Toyota Insurance Financial Service Guide

 

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