Toyota Access

Toyota Access~  is an easy and flexible way to put you in complete control when you're buying a new car.

Toyota Access CertaintyToyota Access Assurance

How Toyota Access Works

The great thing about Toyota Access* is it enables you to choose the  car you really want today  and still keep your options open tomorrow. Whatever  stage you're at in life - going off to university, starting out on a career, settling down with a family or getting your life back as the kids leave home - you can have confidence about what's ahead. Toyota Access puts you in the driver's seat with certainty, flexibility and assurance.

You control all the details

With Toyota Access, you get to choose your deposit and loan term (up to 48 months or 4 years) when you buy your new Toyota and you also get to choose what to do with your car when the term is over - trade, keep or return the car. 

Toyota Access takes the worry out of buying a car and provides great reassurance because Toyota guarantees the future value of the car.

Guaranteed Future Value

The Guaranteed Future Value* is the minimum value of your New Toyota at the end of the loan term and is the amount Toyota Finance will pay you and be put against your final payment should you decide to return your car at the end of the term.  

And, because Toyota Access comes with low monthly repayments^ and a short loan period, you can upgrade to any New Toyota without worry or hassle.

DOWNLOAD THE TOYOTA ACCESS BROCHURE


At the time of purchase

  1. Select your new Toyota.

  2. Nominate the deposit you'd like to pay, if any.

  3. Choose your term and number of kilometres you expect to travel over the term.

  4. Toyota Finance will calculate the Guaranteed Future Value* (GFV) of your new Toyota.

  5. Toyota Finance will then calculate your monthly repayments, with a final payment equal to your Guaranteed Future Value*.

Tailor it to a package you can afford

Once you've chosen the vehicle you want, simply tell us if you'd like to pay a deposit (if so how much) and how long you'd like the agreement to last for.

Then you tell us the amount of kilometres you expect to do and based on this, we will work out the Guaranteed Future Value* of the car. So you know exactly where you stand and can confidently plan your budget, way ahead.

Northpoint Toyota will then put together an affordable monthly payment schedule. Obviously, the more deposit you pay the less the repayments will be. And the shorter your loan term is, the sooner you can trade up or down to a new Toyota model.
 

You decide what to do next

At the end of the agreement, you are still in control. You can decide whether to:

  1. Trade in or sell your Toyota - use the trade-in value or sale price to pay the remaining balance of your account.

  2. Keep your Toyota - simply pay the outstanding balance (including the final payment). We can help you refinance the balance if you don't have the cash on hand (conditions apply).

  3. Return your Toyota - we'll pay you the GFV* we agreed at the start of your term and put it against the remaining balance owing on your account (subject to Fair Wear and Tear conditions and agreed kilometres being met).


Terms & Conditions

~ Terms and Conditions, fees and charges apply. Toyota Access Guaranteed Future Value products are available to approved customers of Toyota Finance a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536

* The Guaranteed Future Value (GFV) is the minimum value of your new or approved demonstrator Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota at the end of your term, Toyota Finance will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Toyota Access is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. Toyota Access GFV products are available to approved customers of Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

^ Lower monthly repayments compared to similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. Total interest charges will be higher if a GFV or balloon final payment is selected.

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