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Cars are expensive items so it makes sense to help you undrstabd where your vehicle is at in terms of its current value and future costs.
Northpoint can help you decide when the most finacially beneficial time to consider swapping you current model for new or upgarding to a different vehicle may be. We can show you costs savings and benefits associated with doing so.
Northpoint Toyota's Lifestyle Check-up helps you understand where your vehicle is at in it lifecycle, it's residual value and projected costs once the capped price servicing and warranty expires. With this information we can help you decide when the most financially beneficial time to consider changing or upgrading may be.
YOur budget or lifestyle may have changed so it's important we make sure everything is tracking as it should and your Toyota suits you current and future needs. For example, you may decide to upgrade or old Corolla GX to a brand new Corolla GXL or if your family needs change upgrade to a new RAV4.
Before your lifestyle Check-up appointment, our team will prepare a report outlining your current and future vehicle costs so you can compare the costs of keeping your model but changing it to the current model and specification or upgrading to different vehicle all together.
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You could trade in your old model for the very latest model for the same, or lower, regular monthly repayments* with Toyota Access. Toyota Access is a loan that gives you a fixed interest rate, locked repayments, and a Guaranteed Future Value (GFV)^ on your new Toyota.
Guaranteed Future Value (GFV)
Right from the start of your loan, you’ll know your Toyota’s GFV and this amount is equal to the final payment due at the end of the loan. It also means your regular, monthly loan repayments over the loan term are kept low~.
What happens at the end of my loan?
When your Toyota Access loan term ends, it’s up to you what you do next. You can trade in your Toyota for a new one, keep it by settling the remaining loan balance (including the final payment) or return it. If you decide to return your Toyota, then Toyota Finance will put the GFV towards the remaining balance on your loan.
^The Guaranteed Future Value (GFV) is the minimum value of your new or approved demonstrator Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota at the end of your term, Toyota Finance will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Toyota Access is appropriate for your individual circumstances.
*Lower monthly repayments compared to a similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. Total interest charges will be higher if a GFV or balloon final payment is selected.